Earn is THORWallet's yield hub. Without connecting a wallet you can see the live rates; connect one to bond RUNE to a THORChain node, stake TCY or TITN, lend stablecoins on Aave and track your positions and rewards in one list. Your funds stay in your own wallet or in the protocol contracts, THORWallet does not hold them.
Live data, read
| Product | Asset and network | Paid in | Live rate | Exit |
|---|---|---|---|---|
| RUNE node bonding | RUNE, THORChain | RUNE, added to the bond at each churn | 28.16% APY (network) | Unbond while the node is on standby |
| TCY staking | TCY, THORChain | RUNE, daily | 4.56% APY (7-day) | Unstake in Earn |
| TITN staking | TITN, Base | USDC, from THORWallet fees | USDC rewards | Unstake any time |
| Stablecoin lending | USDC, USDT, EURC via Aave, Base, Arbitrum | The same stablecoin | 2.15-9.42% APY | Withdraw any time |
| RUNE Pool | RUNE, THORChain | RUNE, protocol yield | Variable | After ~31.9 days per deposit |
| Liquidity pools | THORChain and Maya pools | Pool fees | - | Withdraw only, no new deposits |
| Stablecoin | Network | Supply APY | Total value locked |
|---|---|---|---|
| USDC | Base | 9.42% | $172.1M |
| USDC | Arbitrum | 2.73% | $203.7M |
| EURC | Base | 2.15% | $8.8M |
Rates are variable and not a promise of future returns. Crypto yield carries smart contract, slashing and price risks; this page is not investment advice. Availability of some products can vary by region.
THORChain nodes must bond RUNE to take part in the network. Node operators can let other people (bond providers) add RUNE to their node's bond: the operator puts your address on the node's whitelist, then you bond from Earn. Rewards build up while the node is active and are added to your bond at each churn, the point where THORChain rotates its active node set, every 43,200 blocks (about 3.2 days at the current block time) when churning runs. The operator keeps a fee from the rewards, shown on each node in Earn.
The node list shows every node with its bond, status and fee.
Your RUNE is locked while the node is active: you can unbond only when the node is on standby, usually after it churns out. Nodes that misbehave or go offline collect slash points and can lose rewards, and a node that is churned out for bad behaviour can have part of its bond slashed, which bond providers share. Rewards vary with network income and the RUNE price can fall. If the network pauses churning, rewards are paid and nodes leave the active set only at the next churn, so a bond can stay locked longer.
TCY is a native THORChain token. Staked TCY earns RUNE, paid out daily straight to your THORChain address. Earn shows the 7-day APY (now 4.56%), which changes with THORChain's income. You can stake and unstake TCY from Earn, or swap RUNE to TCY.
You deposit USDC, USDT or EURC into Aave, a lending protocol, from your own EVM wallet on Base, Arbitrum. Borrowers pay interest, so the rate is variable and moves with demand. You can withdraw any time while the market has liquidity. THORWallet keeps a performance fee on earnings only, never on the deposit: 20%, 15% from 10,000 TITN staked, 10% from 100,000 TITN staked. Risks include smart contract bugs, a stablecoin losing its peg, and low liquidity delaying a withdrawal.
TITN stakers on Base receive USDC rewards from THORWallet fees, harvested any time. You can stake and unstake any time. Staked TITN also lowers the performance fee on Aave earnings. TITN is a utility token, not an investment product; its value can fall to zero. See the $TITN terms and risks.
The RUNE Pool earns from THORChain's protocol-owned liquidity, paid in RUNE. Each deposit stays in the pool for a lock period before it can be withdrawn (432,000 blocks, about 31.9 days). Its value can go down as well as up.